--- title: "Claim Indonesian JKP job-loss benefits after dismissal" canonical: https://panduanwarga.org/en/guides/claim-jkp-after-job-loss/ language: en category: "Business & work" reviewed: 2026-10-01 modified: 2026-10-01 publisher: "Panduan Warga (independent; not a government website)" reviewed-by: "Kaiser Khan (https://panduanwarga.org/en/about/kaiser-khan/)" --- # Claim Indonesian JKP job-loss benefits after dismissal **How do I claim JKP job-loss benefits after dismissal?** JKP gives cash, job-market information and training to insured workers who lose their job through dismissal. Under Government Regulation 6/2025 the cash is 60% of the last reported wage, with the wage capped at Rp5,000,000 (so at most Rp3,000,000 a month), for up to 6 months. You need at least 12 months of contributions in the 24 months before dismissal, and the right lapses if you do not claim within 6 months of dismissal. Resignation, total permanent disability, retirement and death are excluded. ## What you need to claim JKP after dismissal - BPJS Ketenagakerjaan participant number, SIAPKerja account, identity and own bank account. - Evidence of dismissal and details of the most recent employment. ## How to claim JKP after dismissal 1. **Check participation and event.** JKP differs from JHT; verify active programme status and the reason employment ended. 2. **Collect dismissal evidence.** Request the relevant employer document and follow the JKP portal’s dismissal reporting instructions. 3. **Apply through SIAPKerja.** Complete identity, bank and active job-search commitment details and follow BPJS verification. 4. **Complete later-month activities.** Check required assessment, job searches or training so later benefits are not interrupted. ## How much it costs to claim JKP after dismissal Claiming JKP is free and needs no agent. The cash is 60% of the last wage reported by the employer, with the wage capped at Rp5,000,000, so at most Rp3,000,000 a month for 6 months (Regulation 6/2025 Article 21). It is separate from the JHT balance and severance pay. ## JKP, JHT and severance are distinct JKP combines cash, job information and training for qualifying participants after dismissal. JHT is a separate benefit, while an employer’s dismissal obligations are another matter. The deadline is set by Regulation 6/2025 Article 40: the right to JKP lapses if the worker does not claim within 6 months of dismissal, finds a job, or dies. As of 1 October 2026 the BPJS Ketenagakerjaan claim-procedure page still says 3 months; the regulation in force says 6, but claim as early as you can. ## Who qualifies under Regulation 6/2025 JKP covers permanent (PKWTT) and fixed-term (PKWT) workers who are willing to work again. Fixed-term workers qualify only if the employer ends the contract early. You need at least 12 months of contributions within the 24 calendar months before dismissal. Dismissal by resignation, total permanent disability, retirement or death is excluded. If the employer is up to 3 months behind on contributions, BPJS still pays the cash and the employer must clear the arrears. If the company is declared bankrupt or closes with up to 6 months of arrears, JKP is still paid. - [BPJS Ketenagakerjaan: PP 6/2025 tentang perubahan PP 37/2021 (JKP)](https://www.bpjsketenagakerjaan.go.id/assets/uploads/peraturan/PP_Nomor_6_Tahun_2025.pdf) ## Claims and follow-up BPJS directs the participant to obtain dismissal evidence, report the event and claim with a SIAPKerja account. Later monthly payments require the specified job-search or training activity. If reported wage or membership data are wrong, contact the employer and BPJS rather than sending private documents to an unverified social account. ## Things to check carefully - Resignation, total permanent disability, retirement and death are excluded from JKP (Regulation 6/2025 Article 20). - Fixed-term workers qualify only if dismissed before the contract ends. - JHT and JKP have different conditions and forms. - The right lapses if you do not claim within 6 months of dismissal. ## Frequently asked questions ### Is JKP the same as severance pay? No. JKP is a conditional social-insurance benefit; severance is a separate employment matter. ### Are six payments automatic? No. BPJS requires a claim and qualifying follow-up activity for later months. ### What is the most JKP pays per month? Rp3,000,000, because the cash is 60% of the last reported wage and the wage is capped at Rp5,000,000 (Regulation 6/2025 Article 21). It is paid for up to 6 months. ### What is the deadline to claim JKP? 6 months from dismissal under Regulation 6/2025 Article 40. The BPJS Ketenagakerjaan claim-procedure page still says 3 months, so claim as soon as you can. ## Official sources 1. [BPJS Ketenagakerjaan: Jaminan Kehilangan Pekerjaan](https://www.bpjsketenagakerjaan.go.id/jaminan-kehilangan-pekerjaan.html) (accessed 2026-09-23) 2. [BPJS Ketenagakerjaan: prosedur klaim JKP](https://www.bpjsketenagakerjaan.go.id/cara-klaim.html) (accessed 2026-09-23) 3. [JKP Kemnaker: informasi peserta](https://jkp.go.id/peserta) (accessed 2026-10-01) 4. [BPJS Ketenagakerjaan: PP 6/2025 (perubahan PP 37/2021 tentang JKP)](https://www.bpjsketenagakerjaan.go.id/assets/uploads/peraturan/PP_Nomor_6_Tahun_2025.pdf) (accessed 2026-10-01) ## Related guides - [Employment and dismissal disputes in Indonesia: bipartite talks, mediation and the Industrial Relations Court](https://panduanwarga.org/en/guides/employment-dispute-bipartite-mediation/) - [Indonesia’s new Labour Protection Law 2026: status, the rules still in force and what to do now](https://panduanwarga.org/en/guides/new-labour-protection-law-2026/) - [Check your JHT balance in JMO and choose a claim route](https://panduanwarga.org/en/guides/jht-balance-and-claims/) --- Source: Panduan Warga, https://panduanwarga.org/en/guides/claim-jkp-after-job-loss/ (reviewed 2026-10-01). General information, not legal or financial advice; current agency rules take precedence.