CALCULATOR
Household budget planner
Plan a monthly household budget: enter income, spending by category and savings to see what is left and each category’s share. Nothing you enter is sent anywhere.
English edition. Official forms and source documents may be in Indonesian.
QUICK ANSWER
How much does my household have left each month?
Subtract all spending and savings from monthly income to see what is left. The planner also shows the share of food, debt repayments and savings in your income so you can see which categories are largest. It does not store your figures and gives no investment advice.
Enter your monthly budget
Estimated result
The numbers you enter are calculated on your device and are not sent to Panduan Warga.
How the planner works
All spending categories are added up, then spending and savings are subtracted from income. Each category’s share is its amount divided by income.
Our household budget guide explains how to set categories and an emergency fund, based on OJK and Ministry of Finance material.
Left over = income − total spending − savings
Category share = category ÷ income
Calculator limits
- The planner does not judge whether your budget is good or bad and gives no investment advice.
- Yearly costs, such as vehicle tax or school fees, are best divided by 12 and entered per month.
Frequently asked questions
Are my figures stored?
No. The numbers are calculated on your device and are not sent or stored.
How do I enter yearly costs?
Divide the yearly cost by 12 and enter it under the matching category.
What share should each category be?
This planner does not set ideal figures. Our household budget guide summarises financial-planning material from OJK and the Ministry of Finance.
Sources and review
Reviewed .
- OJK — Buku Perencanaan Keuangan Keluarga ↗sikapiuangmu.ojk.go.id · Accessed 14 October 2026
- Kementerian Keuangan — Tujuh Tips Cara Mengatur Keuangan Rumah Tangga ↗mediakeuangan.kemenkeu.go.id · Accessed 14 October 2026