CLEARER TERMS
Understand the abbreviations.
Short explanations of 93 terms you may meet while using Indonesian services, each linked to a relevant guide.
Identity & familyHealth & social insuranceSocial assistanceTaxBusiness & workPassports & travelVehicles & licencesEveryday moneyHousing & educationEmergencies & environmentRide-hailing & couriers
Identity & family
- NIK
- Nomor Induk Kependudukan: the 16-digit population identity number shown on the KTP-el and Family Card. For resident individuals it also serves as the tax number (NPWP). Read the related guide
- KTP-el
- The electronic identity card issued by Dukcapil to Indonesian citizens aged 17 or over, or who are or have been married. Read the related guide
- KK
- Kartu Keluarga (Family Card): the document listing the members of a household and their details, used as the basis for many administrative services. Read the related guide
- IKD
- Identitas Kependudukan Digital: Dukcapil's digital identity in the IKD app. Once activated, the app is also used for printing or splitting a Family Card and applying to move. Read the related guide
- Dukcapil
- Population and Civil Registration: the agency handling ID cards, Family Cards, birth and death certificates and changes of address, from national to district level. Read the related guide
- SKPWNI
- Surat Keterangan Pindah WNI: the moving certificate from the origin Dukcapil that records a resident's move to another area. Read the related guide
- SKCK
- Surat Keterangan Catatan Kepolisian: a police certificate stating whether a person has a criminal record, often requested for jobs, study or visas. Read the related guide
Health & social insurance
- JKN
- Jaminan Kesehatan Nasional: the mandatory national health-insurance programme run by BPJS Kesehatan. Read the related guide
- KIS
- Kartu Indonesia Sehat: the JKN membership card. Membership status can be checked in the Mobile JKN app. Read the related guide
- FKTP
- First-level health facility: the community health centre, clinic or doctor where a JKN member receives first-line care. Read the related guide
- FKRTL
- Advanced referral health facility: a hospital or main clinic that receives referrals from a first-level facility. Read the related guide
- PBI JK
- Health-insurance contribution recipients: JKN members whose contributions are paid by the government. The Cek Bansos portal says decile-5 families can be proposed as PBI JK members. Read the related guide
- BPJS Ketenagakerjaan
- The social-security body for workers that runs JHT, JP, JKK, JKM and JKP. Read the related guide
- JHT
- Jaminan Hari Tua: the old-age savings benefit of BPJS Ketenagakerjaan, claimable under set conditions such as leaving employment. Read the related guide
- JP
- Jaminan Pensiun: the BPJS Ketenagakerjaan pension programme paying monthly benefits to eligible members. Read the related guide
- JKK
- Jaminan Kecelakaan Kerja: work-accident and occupational-disease cover; employers pay the contribution according to workplace risk. Read the related guide
- JKM
- Jaminan Kematian: a benefit paid to the heirs of a BPJS Ketenagakerjaan member who dies from causes other than a work accident. Read the related guide
- JKP
- Jaminan Kehilangan Pekerjaan: cash benefits, job-market information and training for eligible members who are dismissed. Read the related guide
- JMO
- Jamsostek Mobile: the official BPJS Ketenagakerjaan app for checking balances and claiming JHT. Read the related guide
- CKG
- Cek Kesehatan Gratis (free health check) from the Ministry of Health: a check at most once a year, for JKN members and non-members alike (Health Minister Decision HK.01.07/MENKES/84/2026). Read the related guide
Social assistance
- DTSEN
- Data Tunggal Sosial dan Ekonomi Nasional: the national social and economic data used to target social-protection programmes. Read the related guide
- Desil
- Decile: families grouped into ten welfare bands of 10% each; decile 1 is the lowest 10%. Read the related guide
- PKH
- Program Keluarga Harapan: the Ministry of Social Affairs' conditional cash-transfer programme for eligible families. Read the related guide
- Program Sembako
- The Ministry of Social Affairs' non-cash food assistance for eligible families. Read the related guide
- MBG
- Makan Bergizi Gratis (Free Nutritious Meals): a National Nutrition Agency programme for pupils, children under five, pregnant and breastfeeding women, and teachers and education staff (Presidential Regulation 115/2025). Read the related guide
- SPPG
- Satuan Pelayanan Pemenuhan Gizi: the BGN unit that prepares, cooks and distributes MBG meals. Read the related guide
Tax
- NPWP
- Taxpayer identification number. For resident individuals the NPWP is the NIK; companies and non-residents use a 16-digit NPWP. Read the related guide
- Coretax
- The tax authority's (DJP) system for registration, filing returns, payments and other tax services. Read the related guide
- SPT
- Surat Pemberitahuan: a tax return. An individual's annual return is due by 31 March; filing late incurs a Rp100,000 fine. Read the related guide
- PTKP
- Non-taxable income allowance: Rp54,000,000 a year for a single taxpayer, plus Rp4,500,000 for marriage and each dependant (up to three). Read the related guide
- TER
- Average effective rate: the monthly PPh 21 withholding rate for employees since 2024 under PP 58 of 2023, in categories A, B and C. Read the related guide
- PPh 21
- Income tax on salaries, wages and other payments to individuals, withheld by the payer. Read the related guide
- Kode otorisasi DJP
- A free electronic signature from DJP, used with a passphrase to sign returns and documents in Coretax. Read the related guide
- EFIN
- Electronic Filing Identification Number: formerly used for DJP Online; Coretax activation and password reset no longer ask for it. Read the related guide
Business & work
- NIB
- Business identification number issued through OSS; for low-risk activities it is also the licence to operate. Read the related guide
- OSS
- Online Single Submission: the risk-based business licensing system, now governed by PP 28 of 2025. Read the related guide
- KBLI
- Indonesian Standard Industrial Classification: the activity code chosen when applying for an NIB, which sets the licensing risk level. Read the related guide
- PHK
- Termination of employment, which can trigger severance, JKP and JHT claims. Read the related guide
- MagangHub
- The Ministry of Manpower's internship programme, applied for through the official MagangHub portal. Read the related guide
- PKWT
- Perjanjian Kerja Waktu Tertentu: a fixed-term employment contract. Constitutional Court decision 168/PUU-XXI/2023 limits it to five years including extensions. Read the related guide
- Alih daya
- Outsourcing: handing part of the work to another company. Manpower Regulation 7/2026 limits it to six support activities. Read the related guide
- UPMK
- Uang penghargaan masa kerja: a long-service payment on dismissal based on length of service, calculated under PP 35/2021. Read the related guide
- UPH
- Uang penggantian hak: payment for entitlements not yet received on dismissal, such as untaken annual leave, calculated under PP 35/2021. Read the related guide
- Bipartit
- Direct negotiation between a worker or union and the employer to settle a dispute, for up to 30 working days (Law 2/2004). Read the related guide
- PHI
- Industrial Relations Court: a special court for employment disputes. Claims worth less than Rp150,000,000 carry no court fee. Read the related guide
- BSU
- Bantuan Subsidi Upah: a government wage subsidy for workers who are BPJS Ketenagakerjaan members. There is no self-registration. Read the related guide
- SPP-IRT
- The home-industry food production certificate: the permit for home-made processed food that keeps at least 7 days, applied for through OSS and valid for 5 years (BPOM Regulation 4/2024). Read the related guide
- Sertifikat halal
- A certificate from BPJPH. Food and drink from micro and small businesses must be halal certified by 17 October 2026 (PP 42/2024); the facilitated self-declare route is free. Read the related guide
- KUR
- Kredit Usaha Rakyat: interest-subsidised business credit. In 2026 it is governed by Permenko 1/2026; KUR of up to Rp100 million may not require additional collateral. Read the related guide
Passports & travel
- M-Paspor
- The Directorate General of Immigration's app for applying for a passport, choosing an office and appointment, and getting a payment code. Read the related guide
- PNBP
- Non-tax state revenue: official government service fees, such as for passports, driving licences or quarantine, paid with a billing code. Read the related guide
- All Indonesia
- The combined arrival declaration (immigration, customs, health and quarantine) required of passengers arriving by air or sea since 1 October 2025. Read the related guide
- e-CD
- Customs' Electronic Customs Declaration, now used for land-border arrivals and for declaring money or goods carried on departure. Read the related guide
- IMEI
- International Mobile Equipment Identity: a device's unique number. Phones bought abroad must have their IMEI registered to use Indonesian mobile networks. Read the related guide
- PTK Online
- The Indonesian Quarantine Agency's online service for registering and applying for quarantine checks, including when travelling with pets. Read the related guide
- SKKH
- Animal health certificate from an authorised veterinarian in the area of origin, needed before an animal is moved. Read the related guide
- HPR
- Rabies-carrying animals, such as dogs, cats and monkeys, whose movement quarantine controls. Read the related guide
- PPIU
- Penyelenggara Perjalanan Ibadah Umrah: a licensed umrah travel agency. Check its licence in the Ministry of Hajj and Umrah’s app before paying. Read the related guide
- PIHK
- Penyelenggara Ibadah Haji Khusus: a licensed special-hajj agency, which must also make sure its pilgrims are vaccinated. Read the related guide
Vehicles & licences
- SIM
- Driving licence issued by the police. A valid SIM can be renewed online; an expired one requires a new application. Read the related guide
- STNK
- Vehicle registration certificate, validated each year when the tax is paid and replaced every five years. Read the related guide
- BPKB
- Vehicle ownership book, updated when ownership is transferred. Read the related guide
- PKB
- Pajak Kendaraan Bermotor: the annual regional vehicle tax paid through Samsat or its digital services. Read the related guide
- SWDKLLJ
- Compulsory road-accident fund contribution, paid with the vehicle tax and managed by Jasa Raharja. Read the related guide
- Samsat
- One-roof administration service shared by the police, regional government and Jasa Raharja for vehicle registration and tax. Read the related guide
- SIGNAL
- Samsat Digital Nasional: the app for paying annual vehicle tax and validating the STNK online. Read the related guide
- ETLE
- Electronic Traffic Law Enforcement: the police's camera-based electronic ticketing. Read the related guide
- Uji KIR
- Periodic roadworthiness testing for public-transport and goods vehicles. Read the related guide
Everyday money
- OJK
- Otoritas Jasa Keuangan: the Financial Services Authority regulating banks, insurers, online lenders and other financial services. Read the related guide
- SLIK dan iDeb
- OJK's Financial Information Service System records credit history; the iDeb is the credit report a borrower can request free of charge. Read the related guide
- LPS
- Lembaga Penjamin Simpanan: the deposit insurer guaranteeing bank deposits up to Rp2 billion per customer per bank when the 3T conditions are met. Read the related guide
- IASC
- Indonesia Anti-Scam Centre: the centre for financial-scam reports; reports are filed only at iasc.ojk.go.id. Read the related guide
- Pinjol
- Online loan. Licensed lenders can be checked in the OJK directory before borrowing. Read the related guide
- Judol
- Judi online: online gambling. Since 2 January 2026 gambling is governed by the Criminal Code (Law 1/2023), Articles 426 and 427. Read the related guide
- Satgas PASTI
- The OJK-coordinated task force that handles illegal financial activity, including illegal investments and online loans. Reports go through SIPASTI or OJK Contact 157. Read the related guide
- UU PDP
- Law 27/2022 on Personal Data Protection, which gives rights including access to, correction of and deletion of personal data. Read the related guide
Housing & education
- KPR FLPP
- Subsidised home loan under the Housing Finance Liquidity Facility, applied for through a bank and Tapera Mobile. Read the related guide
- PIP
- Program Indonesia Pintar: education assistance for eligible students, checked with the NISN and NIK. Read the related guide
- NISN
- National student number used for education services such as PIP and KIP Kuliah. Read the related guide
- KIP Kuliah
- Government higher-education support for students who meet economic and academic criteria. Read the related guide
- SAPA 129
- KemenPPPA’s service for reporting violence against women and children: call 129 or WhatsApp 08-111-129-129. Read the related guide
- PP TUNAS
- PP 17/2025 on protecting children in electronic systems: sets account age rules and duties for digital platforms. Read the related guide
- Sekolah Rakyat
- Kemensos boarding schools for children from extremely poor and poor families in DTSEN; costs are borne by the government (Presidential Regulation 120/2025). Read the related guide
Emergencies & environment
- ISPU
- Indonesia’s air pollution standard index, with five categories from Good (0–50) to Hazardous (301 and above), under Environment Minister Regulation P.14/2020. Read the related guide
- Status gunung api
- PVMBG’s four volcano activity levels: Normal (I), Waspada/Advisory (II), Siaga/Watch (III) and Awas/Warning (IV). Read the related guide
- InaRISK
- BNPB’s service for checking the disaster risk level at a location. Read the related guide
- BPBD
- Badan Penanggulangan Bencana Daerah: the regional disaster management agency at provincial and regency/city level. Read the related guide
- Karhutla
- Forest and land fires. Clearing land by burning is banned under Law 32/2009 and Law 39/2014; report smoke or fire to the BPBD, the fire service or BNPB on 117. Read the related guide
Ride-hailing & couriers
- Mitra
- The status of ride-hailing drivers and couriers as partners of the app company, not employees. Perpres 27/2026 does not change this. Read the related guide
- Biaya aplikasi
- The fee the app company takes from the service charge. For passenger rides it is capped at 8% from 1 July 2026; for goods and food delivery it has not yet been set. Read the related guide
- Perjanjian kemitraan
- The agreement between a driver or courier and the app company. Under Perpres 27/2026 it is overseen by the Ministry of MSMEs. Read the related guide
- Putus mitra
- Termination of the partnership by the app company. Transport Regulation PM 12/2019 requires notice, a chance to clarify and a right of appeal. Read the related guide
- BPU
- Bukan Penerima Upah (non-wage earner): BPJS Ketenagakerjaan membership for self-employed workers such as drivers and couriers; JKK and JKM are compulsory, JHT optional. Read the related guide