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Health & protection

JKN healthcare, BPJS, BPJS for foreigners and employment protection.

Health & protection guides

Health & protection

Indonesian social insurance explained

Plain-language guide to Indonesian health and employment social insurance, benefits, contributions and enrolment.

Reviewed · 3 min read

Quick answers: health & protection

How do I check BPJS Kesehatan status and book a queue in Mobile JKN?

Mobile JKN provides BPJS Kesehatan membership administration and participant services. Creating an app account is different from enrolling in JKN. Online queues require active membership and a facility connected to the supported queue system. Coverage stops if the contribution is not paid by the end of the month; to reactivate, pay the arrears (up to 24 months) plus the current month, or change your membership category through PANDAWA on 0811-8-165-165. Read the full guide.

What do BPJS Kesehatan and BPJS Ketenagakerjaan cover, and how do I register?

BPJS Kesehatan runs JKN for healthcare under its referral rules. BPJS Ketenagakerjaan runs employment-related protection such as JHT, JKK, JKM, JP and JKP. These are separate systems; contribution and benefit rules depend on membership type. For private-sector employees, salary deductions for BPJS are 1% for JKN, 2% for JHT and 1% for JP (each with a wage cap); the employer pays the rest. Read the full guide.

Do foreigners in Indonesia have to join BPJS, and how do they register?

Indonesia's BPJS Law requires everyone, including foreigners who work in Indonesia for at least six months, to join the social security programmes. Employers register foreign workers with BPJS Kesehatan (the JKN health scheme) and BPJS Ketenagakerjaan; the JKN contribution for private-sector employees is 5% of wages, 4% paid by the employer and 1% by the worker. For self-registration, BPJS Kesehatan asks foreigners for a passport and work permit, with contributions of Rp150,000 (Class I) or Rp100,000 (Class II) per person per month; the Class III contribution is Rp42,000, of which the government pays Rp7,000 for self-paying Class III members, so the member pays Rp35,000. Read the full guide.

Who can have Indonesia’s free health check in 2026, how do I book it, and what happens after the results?

The free health check (Cek Kesehatan Gratis, CKG) is a no-cost health check from the Ministry of Health for every age group, from newborns to older people, and is open to people with or without JKN (BPJS Kesehatan) health insurance. Since Health Minister Decree HK.01.07/MENKES/84/2026 took effect on 9 February 2026, you no longer have to wait for your birthday: you can choose any date, at most once a year, by booking in the SATUSEHAT Mobile app, through the official Ministry of Health WhatsApp number 0811-1050-0567, or by going to a puskesmas with your KTP, child ID card (KIA) or family card (KK). Children aged 7–17 are checked at school through CKG Sekolah. Read the full guide.

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