First KTP-el: Indonesian identity-card requirements
Learn who can apply for a first Indonesian KTP-el, what to prepare for biometric recording, and how to follow up through local Dukcapil services.
Reviewed · 4 min read
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Identity & familyHealth & protectionPassports & travelSocial assistanceEveryday moneyVehicles & licencesBusiness & workHousing & landEducation & childrenEmergencies & environmentRide-hailing & couriers
Identity & family
11 guidesFamily Card (KK): new households, changes and replacements
Prepare a Family Card application for changed details, a new household, or a lost or damaged KK, and check the local Dukcapil document requirements.
Reviewed · 4 min read
Activate IKD: Indonesia’s digital population identity
Prepare your phone and contact details for IKD activation, understand Dukcapil verification, and protect your identity account and activation codes.
Reviewed · 4 min read
Register a child’s birth with Dukcapil
Prepare a child’s birth-certificate application, identify the correct local Dukcapil service and handle missing documents before checking the certificate and KK.
Reviewed · 5 min read
How to apply for an Indonesian SKCK police certificate
Apply for or renew an SKCK using the Police Presisi app, with required documents, official charges and validity.
Reviewed · 4 min read
Marriage and divorce in Indonesia
Understand marriage registration, age, KUA fees, court divorce, divorce certificates, joint property and child support.
Reviewed · 2 min read
Indonesian–foreign marriage guide
Prepare a mixed-nationality marriage, foreign documents, registration, spouse visa E31A and passport implications.
Reviewed · 10 min read
Wills, inheritance and powers of attorney in Indonesia
Understand Indonesian inheritance systems, will preparation, heir documents, powers of attorney and notary review.
Reviewed · 2 min read
Change your name on Indonesian ID, passport and licence
Understand name correction and legal name change across Dukcapil records, Indonesian passport and driving licence.
Reviewed · 2 min read
Death registration and family support in Indonesia
Handle death registration, Family Card updates, possible survivor benefits, inheritance and later-life care planning.
Reviewed · 2 min read
Change your name in the UK with an Indonesian or foreign passport
Follow the passport, eVisa, bank, NHS and DVLA steps for a UK name change; compare free deed poll wording with an optional £14.99 PDF.
Reviewed · 5 min read
Health & protection
4 guidesMobile JKN: check BPJS membership and book a queue
Use Mobile JKN to check BPJS Kesehatan membership, confirm your primary healthcare facility and understand online queue and account problems.
Reviewed · 5 min read
Indonesian social insurance explained
Plain-language guide to Indonesian health and employment social insurance, benefits, contributions and enrolment.
Reviewed · 3 min read
BPJS for foreigners: JKN health cover, BPJS Ketenagakerjaan, documents and contributions
Foreigners working six months or more in Indonesia must join BPJS. Employer and self-registration, documents, contributions, JHT payouts and private cover.
Reviewed · 8 min read
Indonesia’s free health check (CKG): who can take part, booking on SATUSEHAT Mobile and acting on your results
Since 2026 Indonesia’s free health check (CKG) can be booked any time, once a year, without BPJS. Booking on SATUSEHAT Mobile or WhatsApp, tests and results.
Reviewed · 9 min read
Passports & travel
10 guidesAll Indonesia arrival card: declaration, QR code and costs
Prepare your All Indonesia arrival declaration, understand land-border customs, and check IMEI and quarantine requirements using official sources.
Reviewed · 4 min read
Apply for or replace an Indonesian passport with M-Paspor
Prepare an Indonesian passport application with M-Paspor: documents, appointments, e-passport fees, and separate requirements for children or lost passports.
Reviewed · 4 min read
Indonesian visa types for foreign nationals
Compare Indonesian visit, work, study, family and investor visas by purpose and check current official fees.
Reviewed · 9 min read
Indonesia Golden and remote-worker visas
Compare Indonesia’s investor Golden Visa with E33G remote-work permission, including commitments and official fees.
Reviewed · 7 min read
Overseas visas for Indonesian passport holders
How Indonesians can prepare foreign visa applications, with official Schengen and US fees and Japan e-passport registration.
Reviewed · 2 min read
Overseas electronics tax and IMEI registration
Understand the USD500 personal-baggage allowance, 10% duty, VAT mechanism, free IMEI registration and arrival deadlines.
Reviewed · 2 min read
Taking a cat or dog between Indonesian islands or abroad: quarantine rules and fees
What you need to take a cat, dog or bird by plane or ship in Indonesia: PTK Online, veterinary certificate, rabies titre, Bali rules and quarantine fees.
Reviewed · 10 min read
KITAS and KITAP stay permits: extensions, conversion, fees and overstay
ITAS/KITAS and ITAP/KITAP explained: e-ITAS from an e-Visa, sponsors, extensions, conversion to ITAP, ERP and EPO, address reports and overstay fines.
Reviewed · 10 min read
Bali foreign tourist levy (Rp150,000): paying on Love Bali, exemptions and checks
The Bali foreign tourist levy is Rp150,000 per person, paid through Love Bali. See who is exempt, how to pay, the QR voucher, checks and when refunds apply.
Reviewed · 9 min read
Hajj and umrah paperwork in Indonesia: the new ministry, passports, meningitis vaccine and agency licences
Indonesia’s hajj and umrah are now run by the Ministry of Hajj and Umrah. A short guide to passports, meningitis and polio jabs, the ICV and agency licences.
Reviewed · 9 min read
Social assistance
6 guidesCheck Indonesian social assistance through Cek Bansos
Check Cek Bansos with your NIK, understand DTSEN and household deciles, and follow the official route for correcting social-assistance data.
Reviewed · 4 min read
Submit a public-service complaint through SP4N-LAPOR!
Prepare a clear SP4N-LAPOR! complaint with relevant evidence, understand Anonim and Rahasia, and track the official response without exposing personal data.
Reviewed · 3 min read
Indonesia’s 2026 wage subsidy (BSU): status, 2025 rules and official checks
Indonesia has announced a 2026 BSU wage subsidy of Rp300,000 a month for three months, but its rules are not out. See the 2025 rules, payment and fake links.
Reviewed · 9 min read
Indonesia’s social assistance programmes in 2026: PKH, Sembako, PBI JK, PIP, KIP Kuliah and village cash aid
Indonesia’s main 2026 social assistance (bansos) schemes: PKH, Sembako, PBI JK, PIP, KIP Kuliah, village cash aid and rice aid, DTSEN deciles, and how to check.
Reviewed · 11 min read
How to propose or challenge social assistance data in Indonesia: getting into DTSEN, updating your decile and avoiding fake links
How to propose yourself or a neighbour for Indonesian social assistance, object to wrong data via the Cek Bansos app, village or social office, and spot fakes.
Reviewed · 10 min read
Free Nutritious Meals (MBG) in Indonesia: who gets them, how SPPG kitchens work, and what to do if your child falls ill after eating
Who gets Indonesia’s free nutritious meals (MBG) under Perpres 115/2025, how SPPG kitchens deliver them, food poisoning warning signs, and how to report to BGN.
Reviewed · 10 min read
Everyday money
14 guidesMake a household budget that fits your income
Plan household spending from actual income, essential costs, bills and savings goals, without imposing the same spending percentages on every family.
Reviewed · 2 min read
Check an online lender through OJK FIND
Check an online lender’s legal entity and official channels in OJK FIND, then separately assess authenticity, loan terms and affordability.
Reviewed · 3 min read
Report financial transaction fraud to IASC OJK
Act after a fraudulent transfer: contact the bank, report to IASC, preserve evidence and file a police report. Reporting does not guarantee recovery.
Reviewed · 3 min read
Check your JHT balance in JMO and choose a claim route
Check BPJS Ketenagakerjaan JHT balances by KPJ in JMO and distinguish balance enquiries, benefit claims and claim tracking through official services.
Reviewed · 5 min read
Open a bank account in Indonesia
Compare account-opening routes at BCA, BRI, Mandiri and BNI, including ID checks, deposits and product charges.
Reviewed · 10 min read
Apply for bank loans and credit cards in Indonesia
Understand bank-loan and credit-card applications, OJK SLIK records, total borrowing cost and safe comparisons.
Reviewed · 2 min read
Register for an Indonesian tax ID and file an annual return in Coretax
Use the official Coretax DJP route to register an individual NPWP, activate NIK, and file an Indonesian annual personal income tax return.
Reviewed · 10 min read
How Indonesia’s LPS bank deposit protection works
Understand Indonesia’s LPS limit per depositor per bank, the 3T eligibility tests and why the current insured-interest ceiling matters.
Reviewed · 2 min read
Check your Indonesian OJK iDeb SLIK credit record free
Request your own OJK iDebKu credit information without a fee, review reported facilities and correct inaccurate records through the reporter.
Reviewed · 2 min read
Complain about an Indonesian bank, lender or insurer to OJK
Follow the provider, OJK APPK, Contact 157 and LAPS SJK routes for complaints about Indonesian banks, lenders and insurers.
Reviewed · 2 min read
How to spot online scams in Indonesia: common patterns and what to do in the first hour
Recognise common online scams in Indonesia: APK files, fake aid links, job tasks, fake bank calls, romance scams and QRIS, plus what to do in the first hour.
Reviewed · 9 min read
Online gambling in Indonesia: the law, blocking it, reporting it and getting help
Indonesia’s online gambling rules in the KUHP and ITE Law, harm to money and families, blocking it on a phone, reporting sites and accounts, and official help.
Reviewed · 8 min read
Investment scams in Indonesia: warning signs, checking legality and reporting
Signs of investment scams in Indonesia such as guaranteed returns, arisan with interest and influencer hype; checking OJK and Bappebti licences; how to report.
Reviewed · 8 min read
Personal data leaked or misused in Indonesia: what to do if someone uses your NIK or KTP photo
What to do if your NIK or KTP photo leaks or is used for a loan in your name: check SLIK, complain to OJK, report to police and use your PDP Law rights.
Reviewed · 9 min read
Vehicles & licences
7 guidesRenew an Indonesian driving licence online with SINAR
Prepare a valid SIM for online renewal through Digital Korlantas, check examination and delivery costs, and distinguish renewal from a first licence.
Reviewed · 3 min read
Pay annual vehicle tax and validate STNK with SIGNAL
Prepare a SIGNAL application for annual vehicle tax and STNK validation, check the official bill, and distinguish it from the five-year Samsat process.
Reviewed · 3 min read
Transfer used-vehicle ownership in Indonesia
Transfer a used vehicle at Samsat: documents, physical inspection, the end of BBNKB on used vehicles since 2025, police fees for the STNK, plates and BPKB, and an ETLE fine check.
Reviewed · 3 min read
Vehicle finance and insurance in Indonesia
Compare down payment, term, total repayments, fees, insurance and documents before financing a vehicle.
Reviewed · 2 min read
Check an Indonesian ETLE traffic notice safely
Check an ETLE traffic notice through the Police site, respond to a case and spot fake APK messages.
Reviewed · 2 min read
KIR vehicle inspections in Indonesia: who must test, schedule and checks
Who must take the KIR test (including private goods vehicles), the 13-working-day and six-monthly schedule under Regulation 19/2021, the BLUe test card, fines and transport safety checks.
Reviewed · 3 min read
Driving licences for foreigners in Indonesia: international permits, Satpas requirements, fees and renewal
Can foreigners drive in Indonesia on an international permit? SIM A and C rules for KITAS or KITAP holders, active JKN, tests, government fees and renewal.
Reviewed · 8 min read
Business & work
13 guidesGet a business identification number (NIB) through OSS
Prepare an OSS business application, choose the correct KBLI activity, and understand which obligations may remain after an NIB is issued.
Reviewed · 4 min read
Apply for MagangHub internships
Apply for MagangHub batch 3 in 2026: participant registration 26 October–1 November, graduate and document requirements, the UMK-equivalent allowance under Ministerial Decision 252/2026, and avoiding fake offers.
Reviewed · 2 min read
Claim Indonesian JKP job-loss benefits after dismissal
Understand JKP eligibility, dismissal evidence, claim timing, cash support, training and the official SIAPKerja application route.
Reviewed · 3 min read
THR religious holiday allowance: eligibility, calculation, the H-7 deadline and complaints
Indonesia’s THR holiday allowance: who qualifies, the pro-rata formula, which wage counts, the H-7 deadline, no instalments, the 5% fine and how to report.
Reviewed · 8 min read
Indonesian public holidays and collective leave 2026 and 2027: dates, leave rules and overtime pay
The full 2027 list of Indonesian public holidays and collective leave (18 holidays, 8 leave days), the rest of 2026 under the joint ministerial decree, leave rules for civil servants and private employers, and holiday overtime pay.
Reviewed · 11 min read
Indonesia’s minimum wage in 2026: provincial UMP, city UMK and checking your pay
Indonesia’s 2026 minimum wage (UMP) for all 38 provinces, the PP 49/2025 formula, UMP vs UMK, who is covered, what counts and how to report underpayment.
Reviewed · 10 min read
Indonesia’s new Labour Protection Law 2026: status, the rules still in force and what to do now
The DPR passed Indonesia’s Labour Protection Bill on 6 October 2026, but it has not yet been promulgated. Check its status and the labour rules in force now.
Reviewed · 9 min read
Employment and dismissal disputes in Indonesia: bipartite talks, mediation and the Industrial Relations Court
The official route for employment and dismissal disputes under Law 2/2004: 30-day bipartite talks, mediation, the PHI court, deadlines, costs and legal aid.
Reviewed · 9 min read
Halal certification for micro and small businesses: the 17 October 2026 deadline, the free route and applying through SIHALAL
Indonesia’s halal deadline for micro and small food businesses (17 October 2026), the free SEHATI self-declare route, regular-route fees, SIHALAL and sanctions.
Reviewed · 10 min read
Food permits for micro and small businesses: SPP-IRT or BPOM MD, requirements, costs and checking a number
When home-made food needs only an SPP-IRT through OSS, when it needs BPOM MD registration, foods excluded from SPP-IRT, Rp0 fees for small firms and validity.
Reviewed · 10 min read
KUR 2026: Indonesia’s People’s Business Credit schemes, interest rates, limits, requirements and applying without a broker
Indonesia’s 2026 KUR loans under Permenko 1/2026: 3% for super micro, 6% for micro and small, limits up to Rp500 million and no extra collateral up to Rp100m.
Reviewed · 10 min read
Small business tax in Indonesia: the 0.5% final income tax, the Rp500 million exemption and paying in Coretax
Indonesia’s 0.5% final tax for small businesses after PP 20/2026: who can use it, the Rp4.8 billion limit, the Rp500 million exemption and paying in Coretax.
Reviewed · 10 min read
Food merchants on delivery apps: Presidential Regulation 27/2026, partnership agreements and business permits
What Perpres 27/2026 means for food merchants on delivery apps, delivery fees awaiting a Komdigi rule, what agreements must say and the permits you need.
Reviewed · 10 min read
Housing & land
3 guidesSentuh Tanahku: land-certificate information and case tracking
Use ATR/BPN’s Sentuh Tanahku to view land-certificate information and application progress, and follow up records that are missing or inconsistent.
Reviewed · 2 min read
Cost of living and moving to another Indonesian city
Compare housing, transport, internet, healthcare access and moving costs with household needs, official BPS context, and BMKG and BNPB information.
Reviewed · 4 min read
Apply for an Indonesian subsidised FLPP home loan with Tapera Mobile
Check first-home eligibility, income-zone rules, bank documents and the current Tapera Mobile route for Indonesia’s FLPP subsidised mortgage.
Reviewed · 2 min read
Education & children
7 guidesCheck PIP school assistance: account status, activation and payout
Check a student’s PIP status in SIPINTAR with NISN and NIK, understand the 2026 rules (one recipient decree, no KIP card), amounts per semester, distributing banks and account activation.
Reviewed · 5 min read
Apply for Indonesia’s KIP Kuliah higher-education support in 2026
Check KIP Kuliah 2026 graduate-year eligibility, NIK/NISN/NPSN, financial evidence, admission routes and education and living support.
Reviewed · 5 min read
Enrol a child through SPMB: routes, quotas, age rules and the one-year KK rule
Indonesia’s SPMB school admissions, which replaced PPDB: domicile, affirmative, achievement and transfer routes, quotas, age limits and the one-year KK rule.
Reviewed · 9 min read
Bullying at school in Indonesia: warning signs, how to report it and what schools must do
Signs a child is being bullied, how to report it to the school and the regional Pokja, when to involve police or UPTD PPA, and choosing a safe boarding school.
Reviewed · 13 min read
Keeping children safe online in Indonesia: PP TUNAS, parental controls and how to report
Indonesia’s PP TUNAS social media age limits for children, parental controls, grooming warning signs, and how to report harmful content or exploitation.
Reviewed · 11 min read
AI for pupils and parents in Indonesia: using it honestly and safely
How pupils can use AI honestly at school, the green, yellow and red zones in Indonesia’s 2026 guidelines, account age limits and protecting children’s data.
Reviewed · 7 min read
Sekolah Rakyat boarding schools: who they are for, how pupils are selected, costs and how to raise concerns
Sekolah Rakyat: the Perpres 120/2025 legal basis, DTSEN deciles 1–2, how pupils are found without academic tests, free places, boarding and complaints.
Reviewed · 9 min read
Emergencies & environment
7 guidesDisaster preparedness in Indonesia: floods, landslides, earthquakes, volcanoes and tsunamis
How to prepare for floods, landslides, earthquakes, eruptions and tsunamis in Indonesia: volcano alert levels, BMKG warnings, InaRISK and a go-bag.
Reviewed · 10 min read
After a disaster in Indonesia: replacing your KTP-el, family card and certificates, and getting help
What to do after a disaster in Indonesia: replacing lost or damaged KTP-el, family cards and certificates, BPJS, banks, insurance, aid and complaints.
Reviewed · 10 min read
Air quality and haze in Indonesia: what ISPU means, masks and protecting your family
What Indonesia’s ISPU air quality readings mean from Good to Hazardous, who is most at risk, which masks help, clean air at home, driving in haze and hotspots.
Reviewed · 8 min read
Rainy-season diseases in Indonesia: leptospirosis, dengue, diarrhoea and flu
Symptoms, warning signs and prevention of leptospirosis, dengue, diarrhoea and flu in Indonesia’s rainy season and floods, and when to go to a clinic or A&E.
Reviewed · 9 min read
Extreme heat in Indonesia: signs of heat stroke, first aid and staying safe
Heat exhaustion vs heat stroke, first aid, when to call 119 or go to A&E, who is most at risk, workplace heat rules and BMKG weather information in Indonesia.
Reviewed · 9 min read
Water shortages in Indonesia: emergency water, safe drinking water at home and complaining to the water company
How to report a water shortage to your village, BPBD or Jakarta Siaga 112, get a PAM Jaya tanker, boil and store drinking water safely and complain to a PDAM.
Reviewed · 9 min read
Forest and land fires in Indonesia: reporting fires, the ban on burning and protecting your family from smoke
Reporting forest and land fires in Indonesia, what SiPongi+ hotspots mean, the ban on burning to clear land, penalties under Law 1/2026 and coping with smoke.
Reviewed · 9 min read
Ride-hailing & couriers
6 guidesPresidential Regulation 27/2026 on ride-hailing: the 8% app fee, partner status and complaints
What Presidential Regulation 27/2026 means for ride-hailing drivers and couriers: the 8% app-fee cap, partner status, insurance, pending rules and complaints.
Reviewed · 8 min read
Becoming a ride-hailing or courier driver: general requirements, documents and fake recruitment
What ride-hailing and courier drivers need: SIM, STNK, KTP-el, a 110 cc bike and safety gear, plus partnership terms, fake recruitment and renting accounts.
Reviewed · 9 min read
BPJS for ride-hailing drivers and couriers: contributions, the 50% discount, joining and claiming
BPJS Ketenagakerjaan contributions for self-employed ride-hailing drivers and couriers, the 50% JKK and JKM discount to March 2027, joining, claims and JKN.
Reviewed · 11 min read
Tax for ride-hailing drivers and couriers: NPWP, the 0.5% final tax and filing your SPT
Tax duties for ride-hailing drivers and couriers: when your NIK must be active as an NPWP, the Rp500 million tax-free turnover, 0.5% final tax, NPPN and filing.
Reviewed · 9 min read
Accidents and safety for ride-hailing drivers: emergency steps, compensation and claims
What ride-hailing drivers and couriers should do after a crash: 119, a police report, Jasa Raharja, JKK and JKN claims, plus staying safe at night and in rain.
Reviewed · 11 min read
How to complain about ride-hailing and delivery apps: official routes for drivers and customers
The order for ride-hailing and courier complaints: the app’s complaint centre, the SME ministry, Transport 151, Komdigi, SP4N-LAPOR!, then Kemendag and BPKN.
Reviewed · 9 min read