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Everyday money

Make a household budget that fits your income

Plan household spending from actual income, essential costs, bills and savings goals, without imposing the same spending percentages on every family.

Official sources · 3 min read
Everyday money

Check an online lender through OJK FIND

Check an online lender’s legal entity and official channels in OJK FIND, then separately assess authenticity, loan terms and affordability.

Official sources · 3 min read
Everyday money

Report financial transaction fraud to IASC OJK

Act after a fraudulent transfer: contact the bank, report to IASC, preserve evidence and file a police report. Reporting does not guarantee recovery.

Official sources · 3 min read
Identity & family

Register a child’s birth with Dukcapil

Prepare a child’s birth-certificate application, identify the correct local Dukcapil service and handle missing documents before checking the certificate and KK.

Official sources · 3 min read